Contact Credit Repair Belleair Bluffs

What Happens on the First Call

Our first question is about the target. It might be a credit line for your company, a personal loan, or a stronger credit score before you apply anywhere. Next we go through your credit report line by line. We check every tradeline and how its payment history is reported, the hard inquiries, any collection accounts, and the date of first delinquency, because that date sets how long a negative item may legally remain on your file.

Once we have seen the details, we give you a straight answer on which route makes sense. When your Equifax, Experian and TransUnion files are in good enough shape, the conversation turns to funding options. When reporting errors or high utilization are dragging your score down, we walk you through enrollment in a credit repair program, including which items we would dispute and the reason behind each one. Later meetings take place by phone or video, and we work with clients in Belleair Bluffs, Largo, Clearwater and the surrounding towns.

Have These Ready Before You Call

1. Recent copies of your credit reports from all three bureaus, so we can compare how each one lists the same account.
2. A short list of the accounts or late payments you believe are wrong, with any letters or statements that show the correct details.
3. For business funding, your time in business, rough monthly revenue and the last few months of business bank statements.
4. The amount you hope to borrow and when you need it, since timing decides whether we fix the report first or apply now.

Hours

Mon-Fri

9am-7pm

Sat

10am-5pm

Sun

Closed